MORTGAGES

Every journey needs somewhere to call home

We look at the whole of the market to find a mortgage that fits with the bigger picture.

WHY MORTGAGES?

A crucial aspect of your financial journey involves having a place to call your own.

Making well-informed mortgage choices can lead to securing the perfect property or guaranteeing the most suitable product to optimise your investment returns. Our associates at Just Mortgages provide valuable guidance and services for individuals at every stage of their financial path, including first-time homebuyers, those considering re-mortgaging,  exploring equity release options and buy-to-let mortgages.

OUR APPROACH

We look at the whole of the market to find a mortgage that fits with your bigger picture.

Our friends at Just Mortgages are experts in Mortgage and Protection advising, and will assist you in securing your new home or remortgage through stress-free mortgage advice, guiding you through the entire process. Just Mortgages promises to keep you well-informed throughout the process and will coordinate with the lender, real estate agent, and attorneys. The tone is friendly.

GOOD TO KNOW

We will help you answer all your mortgage questions, but below are a few we get asked regularly...

First-time buyers

Acquiring your initial property is an exhilarating yet challenging journey, filled with numerous factors to evaluate and choices to make before stepping onto that first level of the property ladder.

Our proficient mortgage advisors at Just Mortgages are here to help you throughout the entire home purchasing experience, ensuring you get the right guidance and helping you find a mortgage solution that suits you perfectly.

No matter your aspirations as a first-time homebuyer, we are eager to discuss precisely what you need to kick off the process, and we’ll be by your side, providing open and honest advice with a friendly approach.

Can I release the equity in my home?

As someone who has journeyed through life for some time, it’s possible you’ve accumulated a considerable investment in your property. To reach your financial objectives, you might consider unlocking the tax-free cash held within your home, and our mortgage guidance associates at Just Mortgages are here to assist you with an equity release plan. You may not even need to leave your residence, and various repayment choices are available depending on the plan you select. If you’re a homeowner aged 55 or older, Just Mortgages’ expert mortgage consultants can offer transparent information and direction on the available Equity Release options, delivering tailored suggestions on how to access the tax-free cash from your home’s equity and how to prepare for the next phase of your life.

Do you offer buy-to-let mortgages?

Acquiring a rental property can be a wise investment and may contribute to a robust financial plan for your future. We recognise that buying property-to-let calls for expert guidance, so whether you’re exploring the idea of a buy-to-let for the first time or are a seasoned landlord, it’s crucial to obtain the proper advice and direction.

If you’re interested in purchasing a property to let, contact our specialist associates, who can assist you throughout the process. You’ll be in good hands with their extensive experience in the mortgage field and an unmatched network of property sector professionals at their disposal.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345 The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable in any other country which may have access to it.

CONTACT US

Guiding your financial journey

We offer a range of services to set your financial wellness on the right path, but the first step of the journey is getting to know you. 

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3 Welland Court, Brockeridge Park, Twyning, Tewkesbury, GL20 6FD

Ruby Financial is a trading name of Advice 4U Financial Planning Ltd who is authorised and regulated by the Financial Conduct Authority (FCA) and our FCA Registration Number is 671527. Company number 13597103

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